APR is the annual percentage rate.
| New (2022/2021) Vehicles | APR |
| 36 Month Term | 3.50% |
| 48 Month Term | 3.75% |
| 60 Month Term | 4.00% |
| 72 Month Term | 4.50% |
| (2021) models not previously titled) | |
| Used Vehicles | APR |
| 36 Month Term | 5.00% |
| 48 Month Term | 5.25% |
| 60 Month Term | 5.50% |
| Used vehicles, please call for more info on rates as they vary per term and age of auto. | |
| Share Secured Loans (Minimum $2,500) | APR |
| 36 Month Term | 4.50 % |
| 48 Month Term | 4.50 % |
| 60 Month Term | 4.50% |
| Unsecured Loans | APR |
| 36 Month Term | 8.00% |
| 48 Month Term | 8.50% |
| 60 Month Term | 9.00% |
| .5% discount for p/r and ACH pmts. | |
| 12 Month Term | 6.50% |
| 24 Month Term | 7.50% |
Share Accounts
| Account Type | Annual Percentage Yield |
| Share Savings Accounts | 0.15% |
| One Year Share Certificate | 0.20% |
| Two Year Share Certificate | 0.20% |
| Three Year Share Certificate | 0.25% |
| Four Year Share Certificate | 0.25% |
There is a minimum opening balance of $10 for Share Savings Accounts, and a $100 minimum balance to maintain an active account. Interest on a Share Savings Account is calculated using a daily balance, and is credited and compounded semi-annually. There is a $1,000 minimum balance required to open a share certificate, and interest is credited and compounded annually. (APY is the Annual Percentage Yield)
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act.
