Rates


Loan Rates

New and Nearly New
(2008/2009) Vehicles 

APR

36 Month Term

5.00 %

48 Month Term

5.25 %

60 Month Term 5.50 %
72 Month Term 6.50 %
   
2007 and Earlier Vehicles APR
36 Month Term 5.50 %
48 Month Term 5.75 %
60 Month Term 6.00 %
   
Share Secured Loans (Minimum $2,500) APR
36 Month Term 6.00 %
48 Month Term 6.25 %
60 Month Term 6.50 %
     
Unsecured Loans APR
36 Month Term 10.00 %
48 Month Term 10.00 %
60 Month Term 10.00 %
   
Home Equity Loans APR
Maximum 84 Month Term 6.50 %

No fees on Home Equity Loans over $15,000.  New Vehicle Rates Apply to Current Model Year and Two  Years Prior Models.

 

 

Share Accounts
Account Type Annual Percentage Yield
Share Savings Accounts 1.50 %
One Year Share Certificate 3.00 %
Two Year Share Certificate 3.40 %
Three Year Share Certificate 3.60 %
Four Year Share Certificate 4.00 %

There is a minimum opening balance of $10 for Share Savings Accounts, and a $100 minimum balance to maintain an active account.  Interest on a Share Savings Account is calculated using a daily balance, and is credited and compounded semi-annually.  There is a $1,000 minimum balance required to open a share certificate, and interested is credited and compounded annually.

We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.


Copyright © 2004 - Pacul Services, Inc.